Retail Merchant Account

To accept direct credit card payments through your Ecommerce store, you would need an Internet merchant account and a payment gateway. An Internet merchant account processes the credit card information that is taken from your Ecommerce store through the payment gateway. The credit card receivable funds are then directly deposited into your business checking account electronically.

Rate Industry Standard OneV8
Setup $99 $0
Statement Fee $10-12 $8
Qualified Debit Rate 1.69%-1.99% 1.39%
Qualified Credit Card Rate 1.79%-2.15% 1.69%
Transaction Fee 25-30 Cents 15 Cents
Batch Fee 30-35 Cents 25 Cents
FREE Credit Card Machine No YES
Turnaround 7-14 Days 1-3 Days
Other Fees
Voice Authorization $1.50-$2 $1.50
Surcharge +3% +1.99%
Qualified Rate 2.29-2.99% 2.15%
Chargeback/Retrieval Fee $35 $25
ACH Reject Fee $30 $25
Monthly Maintenance $10 $0




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