A few people who are additionally Tongan have been encouraging the schemes which has seen individuals part with amounts ranging from $300-$1500. The strategy is some sort of gifting program where each individual sends a gift to those higher up in the series. Promises are forced to could be participants about the large sums of money they can make from the strategy but that is dependent on them recruiting others to the scheme and convincing them to Air Travel invest money into it. Then they must do likewise so as to generate money and so forth. Somewhere in this series the cash trail stops as fewer people become involved while others drop out. The scheme is based on a large number to combine in order to make it work. In the long run the one person who earns any cash from it all is the originator of this scheme. Some men and women who’d been a participant at one plot had left to create their own and have persuaded others to join them telling them”Come over to my own one, this is a whole lot better.” “If something is too good to be true it most probably is.” So what would be the tell-tale indicators of a pyramid scheme? The 1 question which should be asked of those promoting the strategy is,”What products are being sold?” Any advertising strategy which requires its members to recruit others in order to generate money with no goods being sold is almost certainly a pyramid scheme which is prohibited in New Zealand and other countries. Legitimate companies such as Amway, Melaleuca, Herbalife, Kleeneze (UK) all promote products as do a heap of different companies that demand recruiting others but even so, the strategies employed by these companies may be downright pushy that people that are not suited to this sort of advertising get talked into joining the strategy with no hope of making any cash. There are a few pyramid schemes that masquerade as network marketing companies so you need to be on the ball. What can people do to protect themselves? The most evident one is to take financial information and this doesn’t need to cost an arm and a leg. Get free legal counsel at the citizens advice bureau. You can also visit your bank and just ask for their advice. Obviously the men and women that are promoting these schemes don’t need you to do this but it’s your money they are after and they don’t want one to expose their scheme. It is those who can least afford it who are taken in by these schemes; the thought of a financially free life with little or no effort. Promoters of these approaches are promoting a fantasy; that says,”Dreams are free?” The bottom line to all this is that these strategies are illegal in most countries so if you could get into trouble if you’re a participant. TO SUMMARISE Certain types of individuals are drawn by pyramid schemes; the distressed, the covetous, the dumb, along with the financially illiterate. Therefore it’s crucial to acquire financial instruction and to take guidance from well informed people. My website has lots of information of a budget.